Guaranteed Payday Loans? Almost "YES"!

We offer a closet version of guaranteed payday loans in Canada with a 98.99% approval rate!

How much do you want to apply?

  • Easiest and fastest online application process.
  • Highest approval rate with almost 98.99% acceptance.
  • If approved, you may get your money within 5 minutes* via Interac e-Transfer®.
  • Flexible monthly repayments are available.
  • Our payday loans are deposited on weekends and holidays.
  • 100% Canadian-owned and operated.

Why Choose GPL?

Trusted By Thousands of Canadians to Get on Time Financial Help

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98.99% Approval Rate

Our payday loans come with an approval rate of 98.99%, which means your chances of loan approval are very high with us. Out of 100 eligible applications, only 2-3 get declined by us, and the common reasons need to be completed application forms or filled with errors.

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When all say "NO," we say "YES."

Thanks to our 40+ direct lenders in Canada who powered us to lend to those who are declined from traditional lending such as bank loans. Apply with us, and rest we will handle to match you with the best and most reputable lender that fulfills your cash needs.

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Excellent Credit? Not Required!

Don't worry; a perfect credit score is optional to get loan approval. Our lenders see many other things beyond your credit score. If you can repay, you can apply today, even if you have bad credit or no credit rating.

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3 Simple Steps To Apply

  • Complete our simple online application in minutes.
  • Lenders review and provide instant decisions.
  • If approved, sign the loan contract. After that, money will be sent directly to your bank account within 5 minutes via e-transfer.
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Applying won't affect your credit score

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Loans for all needs

Sometimes life hits very hard due to unexpected expenses at inappropriate times. In such situations, we require immediate cash to stable our finances again. At this time, applying for bank loans is a bad decision because they take too much time and formalities.

Fortunately, we are here to assist you and 100% ensure you get quick access to the required funds. To accomplish this goal, we offer various types of loans, such as:

Online Payday Loans:

Are you looking for a short-term loan until your next payday? When disaster strikes, and you need quick funds to cover the damage, an online payday loan could help you to get up from a financially tight spot. Read More

e-Transfer® Payday Loans:

Need money ASAP? Apply for our fastest e-Transfer payday loans 24/7 online and get funded within 5 minutes or less. A Bank account with an active Interac e-Transfer® facility is required to obtain such loans. Read More

Weekend Payday Loans:

Do you want extra cash during the weekend (Saturday and Sunday)? Weekend payday loans are specially offered to those who find themselves in sudden need of cash during weekends. We offer up to $1,500 directly into your account in just 5 minutes via e-transfer, no matter what day it is. Read More

Everything you need to know about our guaranteed payday loans in Canada

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How do payday loans in Canada work?

Payday loans are short-term and high-cost loans ranging from $100 to $1,500. These loans are typically due on the borrower's next payday. Unlike bank loans, the loan money can be used for any purpose.

Payday loans are prevalent among Canadians struggling to get approval from banks due to their bad credit or no credit history. Those who want immediate money to cover their emergency expenses also apply for payday loans in Canada.

According to Canada.ca, approx. 2 million Canadians use payday loans each year. The speed of payday loans makes it a favourable option to borrow money on time and repair short-term cash flow problems.

These loans come with higher interest rates, so borrow responsibly and make sure you can afford the repayments on the due date without struggling more.

Do guaranteed payday loans exist in Canada?

No- if you find any company or lender who claims to approve a payday loan with a 100% guarantee, beware of it and shouldn't apply. Legally, every lender in Canada must complete various eligibility and affordability checks before issuing a loan.

Promising 100% guaranteed loan approval is a cheap advertisement to attract borrowers. You can take it as an indicator that such companies or lenders are not reputable and can't trust them.

Every lender has their own loan requirements and approval rate. You may find that words like "guaranteed" or " no refusal" are more used by payday loans. It is because payday loans, especially online ones, are easy to apply and have higher approval rates.

If you are rejected for a loan from traditional banks or lenders, borrowing money from payday loans may still be possible. Although many lenders offer payday loans with higher approval rates in Canada, keep in mind that no 100% guarantee is included. All applications are subject to the applicant's eligibility and loan affordability.

Can I get a guaranteed payday loan with bad credit?

There is nothing like "guaranteed payday loans no matter what in Canada 24/7," if you find someone who offers it, drop your idea to apply. However, qualifying for so-called payday loans with bad credit in Canada may be possible.

Most payday lenders evaluate applicants on the basis of whether they can afford the repayments of their loan on the agreed date. Usually, payday loans offer small amounts of up to $1,500 with shorter repayment times, making it less risky for lenders. So, if you have a bad credit history, still your application will be considered.

Are there any guaranteed payday loans with no credit checks?

Yes- you may qualify for payday loans with no credit check in Canada. Generally, payday lenders skip traditional credit checks while assessing loan applications. They focus more on the applicant's current income, employment status, debt-to-income ratio, and repayment ability.

It means having bad or no credit can't stop you from getting payday loans in Canada. However, still, there is no guarantee of payday loan approval, and such loans are offered at higher interest rates and fees.

The best way is to compare various lenders' acceptance rates and consider their eligibility criteria before applying. GPL helps you by comparing 40+ trusted lenders that offer payday loans with almost a 98.7% approval rate. It saves you time and benefits you from getting the closest option for "guaranteed payday loans."

How can I apply for guaranteed payday loans in Canada?

If you are looking for guaranteed payday loans in Canada, sorry, they don't exist. Instead, you can apply for our high-approval online payday loans in Canada with almost guaranteed approval.

At GPL, we simplify the application process online with a 98.77% approval rate. Apply with us in just three simple steps:

Step 1: Complete an online and secure application form in minutes!

Step 2: Our lender reviews your application and provides an instant decision.

Step 3: Once your loan is approved and you electronically sign the contract, your money will be sent directly to your bank account within 5 minutes* via Interac e-transfer.

While we don't offer guaranteed loan approval in Canada, our loans are instantly approved with higher approval rates and fast funding in a few minutes.

Am I eligible for a payday loan?

The primary and standard eligibility criteria for a fast payday loan from trusted online Canadian lenders are:

  • Your age should be 18 years or above.
  • Be a Canadian citizen or permanent resident.
  • Have a stable source of income from regular employment or benefits.
  • Have a valid bank account with an active e-transfer facility.

How do I receive my funds and how much time it take?

We offer Canada's fastest e-transfer payday loans 24/7 with no document requirements. It means the whole application process is available online, enabling us to get instant loan approval. Once your loan is approved and you sign the contract, the money will be directly deposited in your bank account within 5 minutes* through EFT or e-transfer.

Can I get a payday loan on Saturday or Sunday?

Yes, you can qualify for payday loans deposited on weekends (Saturday and Sunday) 24/7. There are payday lenders who offer weekend payday loans online and offline. You can apply there anytime and get funds directly into your bank account or cash via a weekend payday storefront.

Submit Your Request Quickly And Easily!!!

A trusted single lending source for your cash crunch. Applying does "NOT"affect your CREDIT SCORE!

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